We’ve warned our readers numerous times about not accepting lowball offers from insurance companies after being injured because of someone else’s negligence.
In this issue, we have a perfect example of a victim who – wisely – rejected a $18,000 payoff from an insurance company, and went on to win an $1.8 million judgment against them.
The Case at a Glance
The victim was a front seat passenger in a car stopped at a traffic signal when another driver slammed into the vehicle from behind. The victim sustained a neck injury that led to chronic pain and spinal fusion surgery.
Also a graduate of the Culinary Institute, the victim was forced to abandon her goal of becoming a chef.
Shortly before the case went to trial, the insurance company of the driver who caused the wreck, offered the victim a one-time $18,000 payout. Her attorneys wisely rejected the offer.
How the Jury Ruled
At the end of the trial, which included testimony from a radiologist and an orthopedic spine surgeon, the 8-member jury needed only 90 minutes to reach their decision to award the victim $1.8 million.
Why Insurance Companies Make Lowball Settlement Offers
First and foremost, it’s important to realize that insurance is a business, and it’s the business of making money. The insurance adjusters you deal with are trained negotiators whose main job is to protect the interests of the company – not you.
Your best bet is to leverage the expertise of a skilled lawyer who knows how to handle insurance companies and can make sure you receive full and fair compensation for your injuries.
If You’re Injured By Someone Else, Call Barber & Associates
If you are injured by someone else, don’t deal with insurance companies on your own. Instead, get in touch with us here at Barber & Associates.